When can individuals enroll in a Medicare Advantage Plan?

Individuals can enroll in a Medicare Advantage Plan during their Initial Enrollment Period, which is a seven-month window that includes three months before the month they turn 65, the month of their birthday, and three months after their birthday month. This period is specifically set up for those who are newly eligible for Medicare due to age, allowing them to select a Medicare Advantage Plan that suits their needs right when they first become eligible for Medicare.

The other options do not correctly represent the enrollment periods for Medicare Advantage Plans. While some plans may offer enrollment at the start of the year, this option does not encompass the full breadth of when individuals can enroll, especially for new beneficiaries. Additionally, turning 65 does not guarantee enrollment; eligibility and enrollment are structured around specific periods. Special Enrollment Periods are available under certain circumstances, but they do not generally apply to all individuals who are turning 65 or becoming eligible for Medicare for the first time. Thus, the Initial Enrollment Period is the key time for new beneficiaries to select their Medicare Advantage Plan.