What type of coverage requires individuals to be enrolled in both Part A and Part B?

Medicare Advantage plans, also known as Medicare Part C, require individuals to be enrolled in both Medicare Part A and Part B to obtain coverage. These plans are an alternative to original Medicare and offer all the benefits provided under Part A and Part B, often including additional coverage such as vision, dental, and hearing services.

Enrollment in both parts is necessary because Medicare Advantage plans are designed to provide the same coverage that original Medicare offers, and they must adhere to the rules and regulations of Medicare. By being enrolled in both Part A and Part B, beneficiaries can access and utilize the full spectrum of services that these plans provide.

In contrast, Medicaid serves low-income individuals and families and does not have the same enrollment requirements regarding Medicare. Private Fee-for-Service plans operate independently and may not require both parts for enrollment, while stand-alone prescription drug plans primarily focus on medication coverage and are only available to those already enrolled in Part A, Part B, or both.