What option does Mrs. Kendrick have regarding Medicare Advantage (MA) plan enrollment?

Mrs. Kendrick has the option to enroll beginning three months before her first entitlement to Medicare. This enrollment window is part of the Initial Enrollment Period (IEP) for Medicare, which is a crucial time frame that allows individuals to sign up for Medicare Parts A and B, and by extension, Medicare Advantage plans.

The IEP lasts for seven months: three months before the individual turns 65, the month of turning 65, and three months after. By allowing enrollment to begin three months prior to the entitlement, Medicare provides flexibility for individuals to have coverage ready when they reach eligibility age. This is particularly important for those who are looking to ensure continuous health coverage as they transition into Medicare.

Understanding this timeline is essential for anyone assisting individuals with Medicare-related decisions, as it enables proactive planning for health care needs.