What option does Mr. Singh have for obtaining prescription drug coverage?

Mr. Singh can obtain prescription drug coverage by enrolling in a stand-alone prescription drug plan, which is specifically designed to provide coverage for medication costs. This option is particularly beneficial for individuals who want to maintain their original Medicare benefits while still receiving assistance with their prescription drug expenses. By selecting a stand-alone plan, Mr. Singh can tailor his coverage based on his individual medication needs, ensuring that he has access to necessary prescriptions at an affordable cost.

While enrolling in a Medicare Advantage plan is a valid option for obtaining prescription drug coverage, it’s not the only sole focus if Mr. Singh’s priority is strictly related to medications without altering his original Medicare. Similarly, obtaining coverage through an employer might not be applicable if Mr. Singh is no longer working or if his employer does not provide drug coverage. Enrolling in a Medicaid plan introduces more complexity, as this option is generally for individuals with very low income and may have different eligibility requirements. Therefore, the choice of a stand-alone prescription drug plan is often the most straightforward way for Mr. Singh to address his medication needs while maintaining flexibility and control over his overall healthcare coverage.